# Payments
# Payments to card
You can transfer funds from your bank account to the recipient's card opened in any bank. It is enough to provide only the card number. The money will be transferred to the recipient's card via a few seconds after sending the request.
In this way, it is possible to issue loans and credits, pay remuneration to employees and freelancers.
You can transfer your card number in the following ways:
By indicating in the request the previously received token of the card.
Requesting a link to a page to enter the card number.
Payments to foreign cards are supported, you can check with your Mandarin client manager for details.
# Payment form
# - Mass payments according to registers
You can even organize mass payments to bank cards without integration by API. It is enough to manually download the ready-made register of recipients.
# - Ready module for payments
If you need to make payments to bank cards and you do not plan to integrate via API, you can use a ready-made module, which is created independently through your personal account. More detailed information is presented in the instructions (opens new window)
# Payments via SBP
Fast Payment System (FPS) is a service that allows you to instantly transfer funds from an account using the recipient’s phone number.
Features of the SBP payment service:
To connect the SBP payment service, you must send a request to Support Service (opens new window) or to the client manager;
Payments are made indicating the phone number and full name of the recipient, as well as selecting a bank from the list of banks;
Data binding for subsequent recurring payments and auto-debits via SBP is not currently provided.
You can make payments under the SBP using payout form (opens new window), or using [integrations](https://docs.mandarin.io/public/api_payouts.html#%D0%B2%D1%8B%D0% BF%D0%BB%D0%B0%D1%82%D1%8B-%D1%87%D0%B5%D1%80%D0%B5%D0%B7-%D1%81%D0%B1%D0%BF).
Parameters and example queries are located [here.](https://docs.mandarin.io/public/api_payouts.html#%D0%B2%D1%8B%D0%BF %D0%BB%D0%B0%D1%82%D1%8B-%D1%87%D0%B5%D1%80%D0%B5%D0%B7-%D1%81%D0%B1%D0%BF).